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Name, your contact details, a couple of taps. We’ll find every car finance agreement you’ve had, even the ones you’ve forgotten.
How It Works
You can claim without using a claims management company, to your finance provider and then to Financial Ombudsman Service (FOS), for free. The FCA is introducing a free consumer redress scheme.
Get the latest updates on car finance, industry changes, and expert viewpoints.

Millions of motorists across the UK are waiting to find out if they will get compensation for historic motor finance agreements. Many expected progress in 2026. Instead, the Financial Conduct Authority (FCA) has confirmed that legal challenges to its Motor Finance Compensation Scheme will likely delay payments until 2027.

Since the FCA announced its motor finance redress scheme, one question keeps appearing across consumer forums, finance articles and lender complaints. If a commission was involved in a car finance agreement, does that automatically mean the agreement was mis-sold?

Since the FCA announced its motor finance redress scheme, many consumers have started looking beyond the headlines and asking a more practical question. What actually happens next?
The answers you need about the claims process, fees, and more.
A commission claim on vehicle finance is when you seek compensation because your car dealer or broker received a hidden commission from the lender without telling you. In many cases, dealers were able to increase the interest rate on your finance agreement to earn a bigger commission, which meant you paid more than you should have. The Financial Conduct Authority (FCA) has since ruled this practice unfair, so if you had a PCP or HP agreement between 2007 and 2024, you may be entitled to claim back the extra costs.

