Were You Told PCP Was the “Only Option”? Why That’s Mis-Selling
Personal Contract Purchase, usually shortened to PCP, has become one of the most common ways people finance cars in the UK. By spreading the cost over time, it can make monthly payments feel more manageable and open the door to cars that might otherwise seem unaffordable. For many people, that flexibility is appealing.
Car Finance Mis-Selling Scams: Myths vs Reality
Spend five minutes online researching car finance, and you’ll quickly discover two things. First, lots of people are confused. Second, there’s no shortage of dramatic claims suggesting everyone who’s ever signed a finance agreement is either owed a fortune or about to be scammed.
FCA Changes to Mis-Sold Car Finance Claim Deadlines: What You Need to Know
If you have taken out car finance in the UK and have concerns about how your agreement was arranged, it is important to be aware of recent updates from the Financial Conduct Authority (FCA). The FCA has amended the timetable for how and when lenders must respond to certain car finance complaints. These changes may affect the timing of complaint responses, but they do not determine complaint outcomes or guarantee compensation.
Then vs Now: Prices Through the Years and What They Reveal About Car Finance
There was a time when a pound coin felt like real money. Something you were pleased to have in your pocket and happy to hand over. It paid for small treats, bus fares, or a coffee without a second thought, and it felt simple, straightforward, and certain in a way that money rarely does now.