Our mission is to find out
if you could be owed compensation
Millions of UK drivers took out car finance without ever being told the full story.
Hidden commissions. Unfair interest rates. Biased advice.
We exist to change that.
Check in seconds
Average of £829** per agreement
Soft credit searchWhy We Started
Car finance shouldn't be complex.
But lack of transparency has left millions in the dark.
We've seen people:
- Assume they had no options
- Accept rates they didn't understand
- Miss out on compensation simply because the process felt overwhelming
That shouldn't happen.
We believe fairness isn't optional, it's fundamental.
What we do
We'll find your finance agreements
Our system securely connects with trusted credit agencies and vehicle records to find your car finance agreements, even if you've moved house or changed your name. It's only a soft credit check, so your credit file won't be affected.
We'll review your eligibility
After you enter a few basic details, our system searches for your past car finance agreements, including those dating back to 2007, where available.
Driving you safely to the next stop
Once your finance agreements are found, Mis-sold will review your agreements in detail, we'll either do this ourselves or send it to one of our partner law firms. You will be updated every step of the way while we collect evidence, negotiate directly with the lenders, and fight your case for you.
You can claim without using a claims management company, to your finance provider and then to Financial Ombudsman Service (FOS), for free. The FCA is introducing a free consumer redress scheme.
Meet the Experts
Lorem Ipsum
Senior Product Designer with 8 years of experience in creating user-centered digital experiences.
Lorem Ipsum
Lead Software Engineer specializing in scalable cloud architecture and microservices.
Lorem Ipsum
Marketing Director passionate about building authentic brand connections and growth strategies.
Lorem Ipsum
Head of Customer Success dedicated to ensuring exceptional client experiences and satisfaction.
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Chief Technology Officer driving innovation through cutting-edge technology solutions.
Lorem Ipsum
Senior Data Analyst transforming complex data into actionable business insights.
Lorem Ipsum
UX Researcher specializing in user behavior analysis and product optimization.
Lorem Ipsum
DevOps Engineer focused on automation, CI/CD pipelines, and infrastructure reliability.
Lorem Ipsum
Content Strategist creating compelling narratives that engage and inspire audiences.
Our Values
Our values shape how we work, how we communicate, and how we support every customer who trusts us with their claim.
They aren't slogans. They're commitments.
Clarity over complexity
We believe people deserve clear, straightforward explanations about their money. That means no jargon, no fine print surprises, and no unnecessary friction.
If something matters, we explain it simply.
We win when customers win
Our work is guided by one principle: If a customer was mis-sold, they deserve a clear path to resolution.
We don't work for lenders or dealerships.
We work for the people affected.
Simplicity by design
From the first check to final resolution, we focus on making your experience easy.
No fees. No pressure to proceed.
No unnecessary steps.
Just a clear, supportive journey from start to finish.
Integrity in every outcome
We believe people deserve clear, straightforward explanations about their money. That means no jargon, no fine print surprises, and no unnecessary friction.
If something matters, we explain it simply.
Could your car finance
have been mis-sold?
Some agreements included commission setups that weren't always made clear at the time.
If you had a PCP or HP agreement between April 2007 and November 2024, you may have been affected by one of the following:
Discretionary Commission Arrangements (DCAs)
The interest rate could be increased, and that increase could boost dealer commissions.
Unfairly High Commission Charges
The commission paid may have been disproportionate to the finance agreement.
Contractually Tied Arrangements
The broker may have been tied to one lender, rather than comparing options fairly.