Hyundai Car Finance Claims
Check your car finance claim eligibility in as little as 60 seconds. On average we find 2 car finance agreements per client, giving a potential claim value of £1658**
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Average of £829** per agreement
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You can claim without using a claims management company, to your finance provider and then to Financial Ombudsman Service (FOS), for free. The FCA has introduced a free consumer redress scheme.
**The FCA currently estimates that most individuals will potentially receive an average of £829 in compensation per agreement. We find on average 2 car finance agreements per client, giving a potential claim value of £1,658. See: https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
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Could your Hyundai Car Finance have been mis-sold?
Some agreements included commission setups that weren't always made clear at the time. If you had a PCP or HP agreement between April 2007 and November 2024, you may have been affected by one of the following:
Discretionary Commission Arrangements (DCAs)
The interest rate could be increased, and that increase could boost dealer commissions.
Unfairly High Commission Charges
The commission paid may have been disproportionate to the finance agreement.
Contractually Tied Arrangements
The broker may have been tied to one lender, rather than comparing options fairly.
Hyundai Capital UK Car Finance Claims: Mis-Sold PCP & HP Compensation
Reviewed by Mis-sold Expert | Last reviewed: 08/07/2026
Hyundai Capital UK is Hyundai's captive finance provider, arranging finance for Hyundai vehicles through the manufacturer's UK dealership network. As with other manufacturer-captive lenders, its finance products are generally tied to purchasing a Hyundai specifically, which shapes how a mis-selling claim against it is structured.
Is Hyundai Capital UK under review for mis-sold car finance?
Hyundai Capital UK falls within the FCA's broader review of manufacturer-captive finance. As with Audi and BMW's equivalent finance arms, the central question is whether the dealership's commission for arranging Hyundai Capital finance was disclosed, and whether the product genuinely suited your circumstances.
Signs your Hyundai Capital UK agreement may have been mis-sold
- The dealership didn't mention earning commission for arranging your Hyundai finance
- You weren't shown finance options outside Hyundai Capital UK
- PCP-specific terms like the balloon payment or mileage limits weren't clearly explained
- The total cost of the agreement wasn't set out clearly before you signed
- You felt the finance conversation was rushed compared to the vehicle negotiation itself
How much compensation could I get from a Hyundai Capital UK claim?
Redress for a successful claim typically covers a refund of interest affected by undisclosed commission, plus statutory interest on that amount. The specific figure depends on your agreement's value, term, and how the commission structure affected your rate.
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FAQs about Hyundai Car Finance claims
The answers you need about the claims process, fees, and more.
Hyundai Capital UK is the manufacturer's dedicated finance arm, operating alongside but distinct from Hyundai's vehicle sales operation, though both are closely linked through the dealership network.
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