Hyundai Car Finance Claims
Check your car finance claim eligibility in as little as 60 seconds. On average we find 2 car finance agreements per client, giving a potential claim value of £1658**
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Average of £829** per agreement
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You can claim without using a claims management company, to your finance provider and then to Financial Ombudsman Service (FOS), for free. The FCA has introduced a free consumer redress scheme.
**The FCA currently estimates that most individuals will potentially receive an average of £829 in compensation per agreement. We find on average 2 car finance agreements per client, giving a potential claim value of £1,658. See: https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
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Could your Hyundai Car Finance have been mis-sold?
Some agreements included commission setups that weren't always made clear at the time. If you had a PCP or HP agreement between April 2007 and November 2024, you may have been affected by one of the following:
Discretionary Commission Arrangements (DCAs)
The interest rate could be increased, and that increase could boost dealer commissions.
Unfairly High Commission Charges
The commission paid may have been disproportionate to the finance agreement.
Contractually Tied Arrangements
The broker may have been tied to one lender, rather than comparing options fairly.
Hyundai Car Finance Claims Explained
Hyundai car finance in the UK is commonly arranged through Hyundai dealerships and funded by Hyundai Capital UK or other partnered lenders. Agreements are usually structured as Personal Contract Purchase, Hire Purchase, or Conditional Sale. As with other brands across the motor finance market, concerns have been raised about how some Hyundai finance agreements were sold, particularly where commission arrangements were not clearly explained at the point of sale.
A Hyundai car finance claim typically centres on the relationship between the dealership and the lender. In certain historic cases across the wider market, dealers could earn commission linked to the interest rate applied to an agreement. Where this type of arrangement was not clearly disclosed, customers may not have understood how their interest rate was set. The Financial Conduct Authority has said that firms must ensure customers are treated fairly and given clear information about commission and cost.
Most Hyundai car finance claims relate to PCP and HP agreements entered into between 2007 and 2024, as these products were more commonly associated with discretionary commission models. Agreements such as standard vehicle leases or short-term rentals are generally not included, although the structure of the agreement will always determine whether it falls within scope.
It is important to understand that raising a Hyundai car finance claim does not automatically mean compensation will be paid. Each agreement must be assessed individually. This includes reviewing how the finance was explained, whether commission was disclosed, how the interest rate was determined, and whether the overall sales process met FCA requirements to be clear, fair and not misleading.
The FCA has introduced temporary changes to complaint handling timeframes while it completes a wider review into historic discretionary commission arrangements. Consumers can still submit Hyundai car finance claims, but final responses may take longer than standard regulatory deadlines. Any future redress scheme will depend on the FCA’s conclusions and formal guidance.
If you are reviewing your agreement, it may help to gather details such as the date you took out the finance, the type of agreement used, and the dealership involved. This information can help determine whether your Hyundai car finance agreement may fall within the scope of current regulatory considerations.
If you are unsure about your options, Mis-Sold Expert provides clear information to help you understand the next steps.
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FAQs about Hyundai Car Finance claims
The answers you need about the claims process, fees, and more.
Hyundai car finance claims relate to concerns about how your Hyundai finance agreement was arranged. Most claims focus on whether commission arrangements or interest rates were explained clearly when you took out a PCP or HP agreement. The issue is whether the finance was presented in a clear, fair and transparent way.
Latest News
Get the latest updates on car finance, industry changes, and expert viewpoints.
Car Finance Compensation Delays: When Will Consumers Get Paid?
Millions of motorists across the UK are waiting to find out if they will get compensation for historic motor finance agreements. Many expected progress in 2026. Instead, the Financial Conduct Authority (FCA) has confirmed that legal challenges to its Motor Finance Compensation Scheme will likely delay payments until 2027.
Does Commission Automatically Mean Your Car Finance Was Mis-Sold?
Since the FCA announced its motor finance redress scheme, one question keeps appearing across consumer forums, finance articles and lender complaints. If a commission was involved in a car finance agreement, does that automatically mean the agreement was mis-sold?
How The FCA’s Car Finance Compensation Process Is Expected To Work
Since the FCA announced its motor finance redress scheme, many consumers have started looking beyond the headlines and asking a more practical question. What actually happens next?