Barclays Car Finance Claim
Check your car finance claim eligibility in as little as 60 seconds. On average we find 2 car finance agreements per client, giving a potential claim value of £1658**
Check in as little as 60 seconds
Average of £829** per agreement
Soft credit search
Excellent | 4.3 out of 5
You can claim without using a claims management company, to your finance provider and then to Financial Ombudsman Service (FOS), for free. The FCA has introduced a free consumer redress scheme.
**The FCA currently estimates that most individuals will potentially receive an average of £829 in compensation per agreement. We find on average 2 car finance agreements per client, giving a potential claim value of £1,658. See: https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
Pick what matters
Could your Barclays Car Finance have been mis-sold?
Some agreements included commission setups that weren't always made clear at the time. If you had a PCP or HP agreement between April 2007 and November 2024, you may have been affected by one of the following:
Discretionary Commission Arrangements (DCAs)
The interest rate could be increased, and that increase could boost dealer commissions.
Unfairly High Commission Charges
The commission paid may have been disproportionate to the finance agreement.
Contractually Tied Arrangements
The broker may have been tied to one lender, rather than comparing options fairly.
Barclays Partner Finance Car Finance Claims: Mis-Sold PCP & HP Compensation
Reviewed by Mis-sold Expert | Last reviewed: 08/07/2026
Barclays Partner Finance provides point-of-sale consumer finance, including motor finance, in partnership with retailers and dealerships across the UK. As part of a major high-street bank, it's one of the more recognisable names in the current motor finance redress review, and Barclays has already moved to increase its financial provisions in anticipation of claims.
Is Barclays under review for mis-sold car finance?
Yes. Barclays has publicly increased its provision for motor finance redress costs, a clear signal that it expects a meaningful volume of Barclays Partner Finance agreements to be found to have involved undisclosed commission arrangements under the FCA's review.
Signs your Barclays Partner Finance agreement may have been mis-sold
- You weren't told the dealership would earn commission for placing you with Barclays Partner Finance
- Your interest rate seems high given your credit profile at the time
- You weren't shown other finance options before signing
- The total amount repayable wasn't clearly set out before you committed
- You felt pressure to sign the finance agreement quickly, without time to review the terms
How much compensation could I get from a Barclays Partner Finance claim?
Compensation typically reflects a refund of interest overpaid due to an undisclosed commission arrangement, plus statutory interest. Barclays' increased provision suggests the bank is planning for a substantial number of successful claims, though the amount for any individual case depends on the specific agreement terms.
See our coverage of Barclays' increased redress provision for the latest on how this is developing.
Compare Barclays Partner Finance with other lenders
Real customer stories
What our customers say about the process.
Excellent | 4.3 out of 5
FAQs about Barclays Car Finance claims
The answers you need about the claims process, fees, and more.
Barclays has set aside additional funds in anticipation of redress costs under the FCA's wider motor finance scheme, reflecting expected claim volumes across its Partner Finance agreements.
Latest News
Get the latest updates on car finance, industry changes, and expert viewpoints.
Common Car Finance Claim Myths (Debunked)
Think car finance claims are a scam or that it's too late to claim? We debunk the biggest car finance myths and explain what UK drivers need to know.
Car Finance Claims Explained: Self-Managed Claims vs Expert Support | Nick Knowles' pick
Nick Knowles explains the different ways to pursue a car finance complaint. Learn the differences between claiming yourself, waiting, or using expert support.
Introducing 'You Could Claim Yourself' with Nick Knowles
Nick Knowles trusts Mis-Sold Expert. Discover our new campaign on car finance claims and find out why getting the experts in makes all the difference.