Honda Car Finance Claim
Check your car finance claim eligibility in as little as 60 seconds. On average we find 2 car finance agreements per client, giving a potential claim value of £1658**
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Average of £829** per agreement
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You can claim without using a claims management company, to your finance provider and then to Financial Ombudsman Service (FOS), for free. The FCA has introduced a free consumer redress scheme.
**The FCA currently estimates that most individuals will potentially receive an average of £829 in compensation per agreement. We find on average 2 car finance agreements per client, giving a potential claim value of £1,658. See: https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
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Could your Honda Car Finance have been mis-sold?
Some agreements included commission setups that weren't always made clear at the time. If you had a PCP or HP agreement between April 2007 and November 2024, you may have been affected by one of the following:
Discretionary Commission Arrangements (DCAs)
The interest rate could be increased, and that increase could boost dealer commissions.
Unfairly High Commission Charges
The commission paid may have been disproportionate to the finance agreement.
Contractually Tied Arrangements
The broker may have been tied to one lender, rather than comparing options fairly.
Honda Finance Europe Car Finance Claims: Mis-Sold PCP & HP Compensation
Reviewed by Mis-sold Expert | Last reviewed: 07/07/2026
Honda Finance Europe is Honda's captive finance arm, arranging PCP and Hire Purchase agreements for Honda vehicles through the manufacturer's UK dealer network. As with other manufacturer-captive lenders, its finance is generally only available when purchasing a Honda through an approved dealership.
Is Honda Finance Europe under review for mis-sold car finance?
Honda Finance Europe falls within the FCA's broader review of manufacturer-captive finance, alongside equivalent arms operated by Audi, BMW, and Hyundai. Claims typically focus on whether the commission paid to the dealership for arranging Honda finance was disclosed, and whether the rate offered reflected fair pricing for your circumstances.
Signs your Honda Finance Europe agreement may have been mis-sold
- You weren't told the dealership earned commission for arranging Honda Finance Europe finance
- You weren't shown alternative finance options before signing
- PCP terms like the balloon payment weren't clearly explained
- The total repayable amount wasn't set out clearly upfront
- Affordability wasn't properly discussed based on your actual financial circumstances
How much compensation could I get from a Honda Finance Europe claim?
If a complaint is upheld, compensation typically includes a refund of interest affected by an undisclosed commission arrangement, plus statutory interest. The specific amount depends on your agreement's term, value, and how the commission structure influenced your rate.
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FAQs about Honda Car Finance claims
The answers you need about the claims process, fees, and more.
Honda Finance Europe commonly provides PCP and Hire Purchase agreements arranged through Honda-approved dealerships.
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