Resources

Can You Claim On Multiple PCP Agreements? - Mis-Sold Expert
Blog

Can You Claim On Multiple PCP Agreements?

For years, changing cars every few years became normal for many UK drivers. A PCP agreement would end, the vehicle would be part exchanged, and another finance deal would often begin during the same dealership visit.

May 20, 2026•Sophie Carter
Volkswagen Car Finance Claims In 2026 - Mis-Sold Expert
Blog

Volkswagen Car Finance Claims In 2026: What VW Drivers Need To Know

Volkswagen became one of the UK’s biggest financed car brands during the rapid growth of PCP agreements across the 2010s. From Polo and Golf models through to Tiguan and Touareg vehicles, dealership finance became a standard part of the buying process for millions of drivers.

May 17, 2026•James Holloway
Can You Still Claim If You Returned Your PCP Car Early? - Mis-Sold Expert
Blog

Can You Still Claim If You Returned Your PCP Car Early?

Consumers are now asking about the FCA motor finance redress scheme, whether returning a vehicle early means the finance agreement is no longer eligible for review.

May 15, 2026•Daniel Wright
Can You Claim On A Settled PCP Agreement? - Mis-Sold Expert
Blog

Can You Claim On A Settled PCP Agreement?

One of the main misunderstandings surrounding the FCA motor finance redress scheme is the belief that a complaint can only be raised while the finance agreement is still active.

May 13, 2026•Sophie Carter
Mercedes Car Finance Claims - Mis-Sold Expert
Blog

Mercedes-Benz Motor Finance Mis-Selling Claims in 2026

Thousands of UK drivers used finance to buy a Mercedes-Benz over the last two decades. For many people, financing a vehicle became the most realistic way to access newer models with lower upfront costs and fixed monthly payments. Personal Contract Purchase (PCP) and Hire Purchase (HP) agreements quickly became the most common finance products offered through dealerships across the country.

May 11, 2026•James Holloway
Blue Motor Finance Under Pressure - Mis-Sold Expert
Industry News

Blue Motor Finance Under Pressure As FCA Compensation Costs Shake The Industry

Blue Motor Finance has moved into the spotlight after reports suggested the lender could be facing serious financial pressure linked to the FCA’s motor finance compensation scheme.

May 8, 2026•Daniel Wright
BMW Car Finance Claims - Mis-Sold Expert
Blog

BMW Car Finance Claims In 2026: Understanding The FCA Redress Scheme

BMW became one of the UK’s most heavily financed car brands during the rise of PCP agreements throughout the 2010s. Monthly payment advertising, upgrade cycles and dealership finance packages made it easier for many drivers to move into newer BMW models without paying the full purchase price up front.

May 1, 2026•James Holloway
FCA Redress Scheme Challenge - Mis-Sold Expert
Industry News

The Motor Finance Compensation Scheme Has Been Challenged

The FCA’s motor finance compensation scheme has now been challenged, which is likely to delay payouts and may extend how long you have to make a claim.

Apr 27, 2026•James Holloway
Will You Get Paid Sooner If You Make A Car Finance Claim now - Mis-Sold Expert
Blog

Will You Get Paid Sooner If You Make A Car Finance Claim Now

Recent coverage featuring Martin Lewis has brought fresh attention to mis-sold car finance. A key takeaway is simple. If you think your agreement was not properly explained, raising a complaint now could mean your case is reviewed sooner. This is not about rushing or assuming you are owed compensation. It is about understanding how the timing of your complaint can affect where you sit in the process.

Apr 20, 2026•Daniel Wright
Should You Use a Claims Management Company - Mis-Sold Expert
Blog

Should You Use a Claims Management Company for Your Car Finance Claim?

Car finance claims in the UK have gained a lot of traction recently, thanks in part to the Financial Conduct Authority’s probe into the way interest rates and commissions are arranged. As people review their agreements and spot potential problems, the question remains: should you tackle the complaint yourself, or get some professional help from a claims management company?

Apr 16, 2026•Sophie Carter
FCA 39% Commission Threshold  - Mis-Sold Expert
Industry News
Blog

FCA 39% Commission Threshold Explained: Could Your Car Finance Qualify?

One of the most important parts of the FCA’s car finance redress scheme is how it defines “high commission”. This matters because not every car finance agreement will qualify for compensation. The FCA has introduced clear thresholds to identify when commission becomes significant enough that failing to explain it properly may have created an unfair relationship.

Apr 13, 2026•Daniel Wright
Can You Still Check or Make a Claim With a Different Surname?  - Mis-Sold Expert
Blog

Can You Still Check or Make a Claim With a Different Surname?

If your name has changed since you took out car finance, you can still check and make a claim. This is a common situation. Many people take out finance under one name and later change it due to marriage, divorce, or a legal name change.

Apr 9, 2026•Daniel Wright